The Master’s College - Prospective Undergrads

Assumption Program of Loans for Education

The APLE is a competitive teacher incentive program designed to attract and retain outstanding students into California's teaching profession. For a complete overview of the APLE, see the CSAC website.

Under the provisions of the basic APLE, the California Student Aid Commission may assume up to $11,000* in outstanding educational loans in return for four consecutive years of full-time eligible teaching service in a California K-12 public school. Participants must teach in either:

A designated subject-shortage area identified annually by the State Superintendent of Public Instruction. Current subject-shortage areas include: math, science, business, foreign language, agriculture and education specialist instruction (formerly, special education), or Schools serving a large population of students from low-income families as designated by the Superintendent of Public Instruction, or State Special schools serving rural areas, low-performing schools in the bottom 50 percentile of the Academic Performance Index (API), and/or schools having a high percentage of teachers holding emergency permits

APLE participants who agree to provide teaching service in math, science, or education specialist instruction may receive up to $1,000 of additional loan assumption benefits each year. Another annual $1,000 of benefits may be received by persons teaching math, science, or education specialist instruction in a school ranked in the lowest 20th percentile of the API for a maximum total of $19,000. See chart below for breakdown of amounts.

Eligibility Criteria

New applicants must meet the following criteria:

• -Be accepted into The Master's College Teacher Credential Program (institutional requirement only)
• -Be a U.S. citizen or eligible non-citizen
• -Be a legal CA state resident
• -Have completed a minimum of 60 units prior to the fall 2008 term
• -Be enrolled in a program leading to a baccalaureate degree or teaching certificate through at least the end of the fall 2008 term
• -Be enrolled at least 1/2 time
• -Maintain satisfactory academic progress
• -Have received for been approved to receive an educational loan through one of the following loan programs: 
  
  • -FFEL
  • -FDSL
  • -Federal Perkins Loan
  • -Privately funded institutional educational loans
• -Be in good standing with repayment of any state or federally funded educational grants and/or insured educational loans
• -Not have completed an initial teaching credential (a preliminary or clear multi- or single subject teaching credential)
• -Sign an agreement to teach in a California public school for up to four consecutive years after obtaining an initial teaching credential

Eligible Subject/Service Areas

To be eligible to receive loan assumption, a student must credential in and teach:

Or, teach in a:

• -Low-Income Area Schools
• -Schools Serving Rural Area
• -State Special Schools
• -Schools with a High percentage of Emergency Permit Teachers
• -Low-Performing Schools

*Eligible for up to an additional $2,000/year

Forms

2010-2011 APLE Fact Sheet
APLE Frequently Asked Questions

At this time, APLE applications are not being accepted